KARIMA LAMRANI. Digitalization and financial inclusion of MSMEs: The Impact of Mobile Payments and Alternative Banking in Morocco in the Face of Emerging Market Challenges. International Journal of Scientific Research and Innovative Studies, [S. l.], v. 5, n. 1, p. 209–220, 2026. DOI: 10.63883/ijsrisjournal.v5i4.864. Disponível em: https://www.ijsrisjournal.com/index.php/ojsfiles/article/view/864. Acesso em: 8 sep. 2026.