Freddy Clever LUBALA KASUMBI and Josaphat TSHIAFWILA KADIEBWE 2026. Local Languages and Access to Microcredit for Entrepreneurs in Kasai Province: An Empirical Study in the City of Tshikapa. International Journal of Scientific Research and Innovative Studies. 5, 6 (Nov. 2026), 163 to 169 . DOI:https://doi.org/10.63883/ijsrisjournal.v5i6.1055.